
By government decision, the state acts as a guarantor for high-interest loans in favor of an internationally listed bank, while OSHEE's balance sheets are kept secret...
The Rama government has approved another state guarantee in favor of “Raiffeisen Bank”, for loans taken by OSHEE and energy market operators, with 8% interest plus 1% commission. The decision of January 21, 2026 comes despite the fact that previous financing, including the 200 million euro guarantee of 2021, has not been publicly audited and the real financial situation of OSHEE is kept secret. Official documents and meetings show an ongoing relationship of the government with this bank, rumored to have links to the Russian oligarchy and a role in the circulation of suspicious funds in Albania. The scheme raises serious doubts about the use of state guarantees as a mechanism for masking losses and channeling public funds towards private interests.
Prime Minister Edi Rama continues the government's cooperation with Raiffeisen Bank, even though the US has blacklisted this group as a banking network that collects, circulates, and launders billions from organized crime, as well as for ties to Vladimir Putin's oligarchy.
Edi Rama's next bargain with "Raiffeisen Bank" was made with Government Decision No. 24, dated January 21, 2026, for the transfer of the state guarantee in favor of this bank, for credit contracts of electricity distribution and sales companies.

Point 1 of the decision provides a guarantee for the debt taken by OSHEE, OSSH, the Universal Service Provider and the Free Market Provider, with an initial value of 15 million euros.
This loan was obtained at an interest rate of 8% plus 1% commission, an extremely high interest rate compared to the rates that Raiffeisen Bank applies to other clients, to 11 other private banks, to international financial institutions, and to the interest rates approved by the Bank of Albania.
With this decision, the government has intervened financially to guarantee the repayment of debt installments owed by OSHEE, OSSH, the Universal Service Provider and the Free Market Supplier, but has not made public the initial loan obligation, the repaid portion and the remaining obligation.
In point 2 of the decision, it is stated that the government has acted as guarantor to "Raiffeisen Bank" for another 750 thousand euros, again with 8% interest and 1% commission, which will be received by the same entities, but without stating the repayment deadline.
The decision was signed by Prime Minister Edi Rama, while on behalf of the government, as the contractor for the guaranteed loan-payment at "Raiffeisen Bank", the Minister of Finance, Petrit Malaj, signed, who, according to the decision, appears as the bank's selector, but in fact the selection was made by the Prime Minister.
The 200 million euro loan of October 2021 and the fraud as if OSHEE comes out with a loss
On October 10, 2021, Edi Rama, under the alibi of the crisis following Russia's attack on Ukraine, approved a guarantee of 200 million euros for OSHEE, with the justification of not increasing the price of energy for household consumers.
The government also transferred this funding to "Raiffeisen Bank", but to date the Ministry of Finance and OSHEE have not drafted public reports on the fate of this funding.
For ten years, the financial situation of OSHEE has been kept secret. The only figures made public orally relate to the increase in the amount of energy purchased and, paradoxically, to losses of 70–100 million euros per year, which in fact constitute theft.
It has been proven by government decisions, such as the one dated January 21, 2026, that thefts in the energy sector are being masked by being passed through the dark channels of "Raiffeisen Bank", in the form of state loans and guarantees.
Prime Minister Edi Rama's ties with the owners of the "Raiffeisen Bank" group were also evident on September 23, 2025 in Vienna, when, together with five ministers, the director of the Investment Corporation, Elira Kokona, and about 50 builders, he held the "Albania - New Horizon" meeting, with the objective of investments in energy, roads, tourism and technology, in cooperation with "Raiffeisen Bank".
The selection of this bank is part of Edi Rama's scheme to channel state funds and assets to private individuals, through a financial institution sanctioned by the US for ties to Vladimir Putin's Russian oligarchy, through the "Raiffeisen Moscow" branch.
Meanwhile, in Albania, through fictitious transfers and loans, it has been discovered that "Raiffeisen Bank" has hidden, circulated and laundered billions of euros from companies such as "Bankers", "Bana King" and entities building towers, hotels and resorts, with government owners, oligarchs and traffickers./ Pamphlet
Raiffeisen, dora e gjate e Putin neper evrope
S’ka banka të tjera që shkojnë tek kjo ??
Investigim interesant, nga Media Pamfleti, mbi kete informim real, te dokumentuar qe indirekt e lidh k/ministrin Edi Rama me kompanine Bankers Petroleum. Me kete shkrimin eshte bere me se e qarte lidhja e k/ministrit Rama me “Raiffeisen Bank" dhe kompanine koncesionare Bankers Petroleum. Banka nepermjet te ciles Bankers Petroleum transferon parate qe grabit ne vendburimin e naftes Patos-Marines, jashte shqiperise. Pra, del lidhja direkte e Edi Rames me Bankers-Petroleum, pra kjo kompani funksionon me porosi te Edi Rames, ky e pruri ne Shqiperi Bankers Petroleun kinez ne vitin 2016, ky i ka bere kesaj kompanie shume favore te medha fiskale dhe te kundraligjeshme duke i falur edhe tatimin mbi fitimin deri ne mbarim te kontrates, ka urdheruar institucionet shteterore qe te mos ushtrojn kontrolle ne kete kompani, ky prape tani pas 10 vitesh po kerkon prape qe ta largoj paqesisht me mirekuptim Bankersin se atje ka rene "zjarri" dhe mund te digjet ajo vete dhe gjithe qeveria Rama-Balluku-Gjiknuri, Rama bashke me Balllukun i pezulloi asaj ne vitin 2022 detyrimin doganor per holluesin e naftes bashke me gjoben prej 120 milion euro qe i vune autoritetet doganore, ky qendroi ne heshtje te plote kur para 2-3 muajesh Dogana e Fierit i kerkoi Bankers Petroleum shlyerjen e detyrimit doganor dhe nese nuk e paguan do ti bllokohet aktiviteti ne nje afat te caktuar, por mendoj se Rama indirekt nxiti Axhensine Kombetare te Burimeve Natyrore (AKBN), e cila menjeher urdheroj Drejtorinë e Përgjithshme të Doganave dhe Ministrinë e Financave që të mos i bllokojn aktivitetin Bankers Petroleum se do sjelli pasoja te renda per vendburimin dhe social - ekonomike per punonjesite. Po ashtu nepermjet ministrit financave dhe k/doganierit ky insistoi prape qe kompania Bankers Petroleum kete gjobe te mos paguaj deri ne 31 dhjetor/2025, ne menyre qe kompania Bankers Petroleum te perfitonte nga ligji i miratuar i "Paqes Fiskale" i cili hyri ne fuqi ne 1 Janar/2026, lidhur me faljen e borxheve per bizneset ne menyre qe ky detyrim doganor te ZEROHET. Pra, Rama mbeshteti vendimin e qeverise tij, ne 2022, qe bashke me Ballukun i pezulluan kete detyrim doganor kompanise Bankers Petroleum. Kjo loje e piste qe te beje me grabitjen e kesaj pasurie natyrore dhe shkaterrimin e saj nga kjo kompani koncesionare bashke me kupolen politike, qeverine, dhe gjithe drejtuesit e institucioneve shteterore deri ne nivelin e bashkive ne komunitetet prane vendburimit.