FLASH
Shkruar nga Pamfleti
The Bank of Albania revoked the license of "Soft & Solution" just one month after the crackdown on the "Agasi-Beqiri" group, while institutional documents and reports show suspicious activity in the electronic money market for years...
After SPAK's investigation into tenders at AKSHI, another link in the network comes to light. The company "Soft & Solution", licensed as an electronic money institution "ALPAY", lost its license in February 2026. Documents show that the activity had started without a license, while reports from institutions speak of high risk in financial transactions and weak control over this sector.
SPAK is silent, "ALPAY" falls, Beqiri's scheme in digital finance comes to the surface
The SPAK dossier on the “Agasi Beqiri” group revealed a consolidated scheme of influence over the AKSHI and over digital services and cybersecurity tenders, with values reaching millions of euros. The investigation revealed a network of companies, assets and interests that for years have functioned as a closed system for public benefit.
But documents now coming to light show that this was not the only line of activity.
Another link in this network has been the non-banking financial sector, specifically the electronic money activity through the company "Soft & Solution" sh.pk, known in the market under the name "ALPAY".
On November 26, 2021, the Bank of Albania granted this company license no. 51 to operate as an electronic money institution. This license paved the way for a wide range of services, digital wallets, transfers, bill payments and large-scale financial transactions.
But just four years later, on February 4, 2026, the Supervisory Council of the Bank of Albania, with decision no. 918, revoked this company's license.
The timing of this decision is no coincidence. It came just a month after SPAK's crackdown on the "Agasi Beqiri" group.
Institutional documents and reports show that the activity of this company has not been linear. According to the data mentioned in the material, “Soft & Solution” has also operated without a license in the period 2018–2021, when it was formally owned by another person. Later, the company passed into the ownership of Ermal Beqiri and was licensed by the Bank of Albania.
This means that we have an activity that started outside the rules and then entered the licensed system.
But the problem doesn't end here.
Reports from specialized financial and security investigation institutions, according to the material, have raised serious concerns about the functioning of this entity in the electronic money market. These reports speak of high risks in the traceability of transactions, the possibility of uncontrolled movement of funds and the use of the platform in suspicious financial activities.
If this data is fully proven, then we are dealing with a much bigger problem than a single company.
We are dealing with a parallel financial system, where large amounts can be transferred through electronic money without full institutional control.
And here the most difficult question arises.
SPAK has investigated the "Agasi-Beqiri" group for tenders at AKSHI. But is this second line, that of digital finance and electronic money, also being investigated?
Because if a group operates on two fronts, one in public tenders and one in financial transactions, then an investigation that stops only at tenders is half an investigation.
The revocation of the license by the Bank of Albania is a strong institutional signal. But it is not the end of the story.
Because when a company loses its license for financial activity and is subject to strong suspicions about previous activities, then the answer should not be given only by the regulator. It should be given by justice.
Otherwise, the story remains the same, one part of the system comes to the surface, another part remains in the shadows.
And it is precisely in that shadow that the real problem usually lies./ Pamphlet
Edhe subjekti "Lendal" si institucion financiar jobanke, u licensua nga banka shqiperise per mledhjen e kredive me probleme. U licesua sepse ishin te aferm te guvernatorit Genc Sejko dhe gruas se tij. E thene ndryshe, ishte vete guvernatori, i fshehur pas familjareve te tij. Nuk pati ndonje aktivitet sepse qelloi periudha kur plasi ceshtja e shoqerive te ngjashme me Lendal, sic ishin MCA (Micro Credit Albania) dhe Final. Ne 2025 Lendal dorezon vullnetarisht licensen. Shume paradoksale eshte sesi mund te dorezosh vullnetarisht licensen kur dihet se per ta marre licensen ne banken e shqiperise ose duhet miqesi (lek) i madh ose guvernatori duhet te kete interes te drejtperdrejt.
Revoltohuni o DERDIMEN Milete.